General Insurance

Why choose us for your General Insurance needs ?

You wear a number of hats, and can't necessarily dedicate the time and attention needed to effectively manage your risk, which makes you feel overwhelmed and worried about making the right decision on your Insurance Program.

We believe your insurance partner should carry that weight – and educate and inform you every step of the way. We are your trusted business advisor, not a vendor of a product. Our approach to your personal or business insurance solutions is consultative and focused on managing and mitigating risks rather than selling insurance. Our goal is to protect you and your company from the risks of today and the emerging risks of tomorrow We can provide you with unique solutions for your personal as well as Business Risk Cover.

We offer the following General insurance products/categories

  • Health Insurance
  • Property Insurance
  • Motor Insurance
  • Fire Insurance
  • Business Insurance
  • Personal Accident Insurance
  • Liability Insurance
  • Marine Insurance
  • Works men Compensation
  • Group PA
  • Group Health Insurance
  • Engineering Construction
  • Travel
  • Event
  • Corona

General Insurance covers a wide gamut of products and options however at JMC we aim to provide you the best solution with the right mix or insurance cover to protect you, your family, your business, your factory etc with any unforeseen damages or liabilities. With our years of experience we work creatively to assist you with all your general insurance needs. Our team members can assist you in selecting the most comprehensive coverage, provided by highly-rated insurance companies.

Our General Insurance partners:



How to decide the best General Insurance Policy ?
A number of factors decide which is the best General Insurance Policy. Depending on your age, purpose, and type of security you want, we can help you decide the best General Insurance Policy. We have a simple questionnaire which we can share to assess your General Insurance needs, Whatsapp GI to +91 9821801818
Do you do Group Health Insurances and Personal Company Insurance
Yes, we work with reputed General Insurance companies who offer a range of Group Company Health Insurance and Personal Company Insurance Policies.
What kind of General Insurance can I opt for to protect hospitalization cost for me and my family?
Health Insurance, Family Health Insurance, Family Floater Insurance, Family Top Up and Personal Accident Insurance. We highly recommend personal Accident Insurance as it is a very affordable policy that covers you in case of accidental death. It also covers you for hospitalization expenses on account of an accident. In case you are advised bed rest or are hospitalized for a period 7-10 days ( you get salary compensation for upto 7 days). We also provide Critical Illness Policy that covers major illnesses. To know more send Whatsapp Critical Illness to know more details on +91 9821801818.
What is Critical Illness Rider and can I opt for it?
Insurance Rider is an Additional Insurance Cover which you can add to your base policy. It is supplementing the coverage in the policy. For example, you opt for a base policy cover for 5 lakhs and opt for a Rider for 5 lakhs for Cancer treatment In the future if Cancer is detected – the Rider amount of 5 lakhs is immediately provided as claim upfront.
Can I top up my existing Medical Insurance to cover Critical Illness
Critical Illness Policy is a separate cover that can be opted for. A Top Up on the insurance may be for any cover not necessarily Critical Illness Cover. We highly recommend a Top UP, it actually costs you lot less (around 60-80% lower), for a higher amount of insurance cover and supplements the Base Policy Insurance Cover.
Can I get Insurance cover for Pre-Existing Illnesses like Hypertension, Diabetes etc
To get the best claim we always recommend that all our clients always disclose their PED (Pre-Existing Diseases). Once you disclose your PED we can give you a choice to opt for insurance cover specifically to ensure that you get covered for them by paying an additional premium amount. While most PED as a norm are not covered for the initial period, we can disclose and include it in the cover at an Additional Premium Payment.