Loan against property (LAP) is also known as 'Home Equity Loans'. We at JMC help you to unlock hard cash against one’s security. LAP is designed to meet your financial needs, which is free from any encumbrance (i.e. it is not given as security to any other lender for any purpose).JMC offers you various products under LAP such as LRD, loans against nursing homes, restaurants, hotels, godowns or industrial galas. Tenures under this product will range from 7 to 15 years.

In other words it actually implies - a loan given or disbursed against owned property. One can now take a loan against one's self owned or family or company owned property to expand his business, plan a dream wedding, or fund one's child's education and much more. The loan is given as a certain percentage of the property's market value (usually around 55 per cent- 100 per cent). But the threshold amount is generally defined by most lending institutions not only on valuations of security but also based on your finanancial eligibility and projections.

We at JMC ensures that we generate best possible value against your security. If your immediate need is taken care and still looking for back up of funds or want to use the funds when required, we can help you get the same product in “overdraft” form which will help you save large interest outgoings.